We are Secure and Stable

West Midland Credit Union has become one of the largest donors and the largest bank donor in United States of America. The bank has won numerous international awards because of its unique approach as a socially conscious bank As a result it now provides unrivaled banking technology offerings to all its customers. Because of this mindset, most local banks have joined Genius Bank banking infrastructure instead of pursuing their own.

Serving our communities since 1939

At West Midland Credit Union, we are to carry forward a legacy of putting our members and the communities we serve first..

Mission Statement

Our mission is to provide personal financial services of a superior quality to the members/owners; our chief concern being their financial well-being.

We desire to be the primary financial institution of our members. We will use automation and technology to support a highly trained group of volunteers and staff.

Professional marketing will provide aggressive programs to sustain and increase growth. We will seek our growth both from new members and by serving the financial needs of present members in a more complete manner. We will not sacrifice quality of present services to seek growth.

We will be sales oriented in our approach to members, and traditional credit union philosophy will remain our guiding principle. 

Among financial institutions, this credit union is a unique organization with deep and abiding human values. Our goal is to maintain those qualities.

The credit union difference

Credit unions were originated in mid-1800s Europe. Banks were reluctant to lend money to certain individuals or groups, and these underserved consumers pooled their resources and formed cooperatives.

Credit unions exist to serve the needs of their members. Credit unions educate members about sensible money management to help improve their financial condition. This service-oriented philosophy is the most significant benefit of credit union membership. Credit unions are organizations of people, not of money.

As part owners, members have the right to vote on decisions affecting the credit union. One member has one vote, no matter if his or her deposit is $1 or $25,000.